Did you know that if you are injured at work, you actually have the option of filing a claim instead of accepting the workman’s compensation? Just be careful, as it is a risk to file a personal injury claim.
What is Workman’s Compensation?
First, let’s look at what workman’s compensation is. Also known as Workman’s comp, no fault is needed to be provided to receive damages. This means that there doesn’t need to be any proof that your injury was caused by someone or something, just as long as the injury occurred while at work. Keep in mind that the workman’s compensation will automatically be denied if you are found to be under the influence while at work during your injury.
When injured at work, notify your employer immediately, fill out the needed forms, and receive any medical attention if needed. Workman’s compensation usually covers any medical fees and a percentage of your weekly income.
Filing a Personal Injury Claim
You can roll the dice and instead, file a personal injury claim. This could be a claim filed against manufacture if a defective product caused injury or an employer who fails to offer a safe place to work or offer workman’s compensation.
Yes, you can receive greater damages when you file a personal injury claim, but they are much harder to win, whereas the workman’s compensation is usually an automatic win.
A personal injury claim does cover more costs such as medical bills, loss of earnings, property damage, and even emotional stress.
Working with a Professional
If you have been injured at work and you are unsure if you should file a personal injury claim, meet with a personal injury attorney in Philadelphia to discuss your options. There could be a chance that you do have a strong case on your hands, making it worth pursuing the claim.
