A lot of things in life that are good for you, are also things that we tend to procrastinate. Eating healthy is good for you……but you have that lunch tomorrow and meeting your friend for coffee tomorrow at the little place that has the best butter tarts……You’ll start eating healthier next week. Exercising is good for you…..but its too cold today, and tomorrow that new Netflix movie is being released…..You’ll start exercising more next week.
Many people put life insurance in that same category. Something they know is important….but for many reasons gets put to the bottom of the list. Applying for life insurance takes too long, its complicated, its expensive, you don’t want to deal with annoying brokers trying to upsell you, it’s boring.
Well, we won’t argue with you about the boring bit. Let’s face it, no one wakes up in the morning excited to shop around for life insurance. It’s not the same as scrolling through Amazon looking for the perfect ugly Christmas sweater, or perusing through Instagram looking longingly at the photos of exotic places you can’t want to plan a trip to once we can travel again.
We can however help with the other myths surrounding life insurance. Life insurance is not expensive with dropdead, we have the cheapest prices in all of Canada. It is not complicated to apply for. The application is not long….its very short! It will take you about 15 minutes to apply.
The dropdead application can be done completely online, on your own. In the comfort of your own home, or office, or even from your car where you’ve gone to get just a few minutes of peace and quiet from your family. You do not have to deal with a broker or even speak to anyone….unless you want to. If you are a chatty Kathy and want to talk about life insurance, or your new car, or how cute your cats are in their matching Christmas sweaters….hey that’s cool too, call if you like. No judgment from us.
Need more reasons to stop procrastinating applying for term life insurance? Here’s five reasons why having life insurance is good for you!
- Life insurance proceeds can be used to pay off the mortgage of your home. Imagine you pass away and your partner is left struggling wondering if they will be able to afford to stay in the house with only one income coming in. Not only will they have lost you, the love of their life, but they will also have to worry about going on with life without you….in a strange, new place if they have to sell the family home.
- Life insurance proceeds can be used to keep your kids lives as stable as they can be without you. This can mean the surviving parent will be able to afford to take more time off work to help the kids adjust to life without you. It means there will be money available for therapy if needed. It can mean being able to afford to keep the kids in their extracurricular activities. You can even make your death wishes known for your family. For example, maybe you stipulate that you want $$20,000 set aside to buy each child a car when they get their license. One last gift from you from beyond this earth.
- Life Insurance can be used to pay for Funeral expenses. Death is expensive. The average cost of a funeral in Canada is over $10,000. No one grieving for you wants to be bargain shopping for cheap coffin options or comparing funeral parlor quotes. Let your loved ones send you off in style without having to worry about pinching pennies.
- Even if you don’t have a spouse or children yet, life insurance is still a good idea. Do you have any loans that are co-signed by your parents? If you die, they will be left responsible for your debts. Let’s not have that happen.
- OK…so the above reasons sound more like reasons why life insurance is good for whoever is left to receive the money when you die, but that’s what life insurance is all about. It’s the most unselfish decision you can make. You are making a purchase for someone else to receive the benefits. You are spending money each month on a purchase that doesn’t directly make your life better right now, but will make the lives of the loved ones you leave behind much easier and less stressful. The peace of mind that provides is immeasurable. You will sleep better at night knowing your family will be protected. You will be in the good book of your spouse for taking the initiative to apply for life insurance. That is proven to result in more back massages and ahem….time in the bedroom. Your friends and family will be grateful for you for recommending dropdead insurance to them and they are paying the lowest rates in Canada.
So there you go. Five reasons why life insurance is good for you. We could go on and on…. but you’re a smart cookie. We think you have the jest of it. If you are thinking about buying life insurance you have to be an intelligent human being, right? If you can’t think of any reason why buying life insurance would be a good idea for you….its time to do some more research. Because buying a life insurance policy is always a good idea!
dropdead.com has many interesting and informative blogs if you need more insight. Fun, quick reads for when you have a few minutes. If reading isn’t your thing, check out the video blogs! No reading required, and we have a whack ton of them, on all sorts of life insurance related topics. All presented in a fun, lighthearted way.
Don’t wait until it’s too late. Be a responsible adult and buy life insurance from a provider you can trust.
Why dropdead is the best:
- You get the cheapest price
- You’re insured by 117-year-old Canadian company – Assumption Life
- You get a FREE Will
We are the cheapest, simplest and fastest life insurance option in Canada and you get a FREE Will. That’s a win, win, win for YOU!
You’re welcome Canada
Author’s Bio
Colin Hegarty is a content writer for BreezeMaxWeb that helps businesses showcase their brand through enticing copy. When he’s not working, you can find him playing net in a local beer league or biking around the city.
